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Once you or possibly a lender "Look at your credit," a scoring model from either FICO® or VantageScore® is applied to The present info in one of your respective credit stories. Your rating will range, depending on which scoring product was utilized and no matter whether it checked out your credit report from Experian®, Equifax® or TransUnion®.

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Equifax won't obtain or use any other information and facts you give about your ask for. LendingTree will share your information and facts with their network of providers.

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The mostly applied credit scoring models range from 300 to 850. Every single lender sets its possess criteria for what constitutes free credit no deposit a very good credit rating. But, generally speaking, scores tumble alongside the next traces: